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Quick and convenient access to private healthcare tailored to your needs and budget. Choose the right coverage, fill in your details and receive your policy by email
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Quick access to LUX MED
Price independent of age. Policy without medical questionnaire. Easy booking via the LUX MED portal or helpline.
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- GP, pediatrician, family doctor
- 6 specialists without referral
- Basic blood and urine tests
- ECG, abdominal ultrasound, X-ray
- Flu vaccination 1×/year
- E-consultations (telemedicine)
- 70% reimbursement for out-of-network visits
- Everything in “Basic”, plus:
- 12 specialists without referral
- Head CT and MRI
- Mammography
- Allergy tests and desensitization
- Dermatoscopy
- Tetanus antitoxin
- 70% reimbursement for out-of-network visits
- Everything in “Extended”, plus:
- 19 specialists without referral
- Full CT and MRI (whole body)
- Endoscopy (gastroscopy, colonoscopy)
- Pregnancy care
- Doctor home visits (4/year)
- Rehabilitation (physio + kinesio)
- All vaccines (hepatitis A/B, measles and others)
- 70% reimbursement for out-of-network visits
| Service | Basic | Extended | Comprehensive |
|---|---|---|---|
| Specialists (no referral, no limit) | |||
| GP, pediatrician, family doctor | ✓ | ✓ | ✓ |
| Specialists | 6 | 12 | 19 |
| Basic (6): surgeon · gynecologist · ENT · neurologist · ophthalmologist · urologist + Extended (6): allergist · diabetologist · nephrologist · proctologist · pulmonologist · rheumatologist + Comprehensive (7): dermatologist · endocrinologist · gastroenterologist · hematologist · cardiologist · oncologist · orthopedist | |||
| Diagnostics | |||
| Blood tests (basic: morphology, ESR, cholesterol, glucose, TSH) | ✓ | ✓ | ✓ |
| Extended tests (hormones, tumor markers, immunology) | — | ✓ | ✓ |
| Resting ECG | ✓ | ✓ | ✓ |
| Stress ECG, 24h Holter | — | ✓ | ✓ |
| X-ray | basic | extended | full + urography |
| Abdominal and thyroid ultrasound | ✓ | ✓ | ✓ |
| Gynecological ultrasound | — | ✓ | ✓ |
| Doppler ultrasound (vessels, heart) | — | — | ✓ |
| Mammography | — | ✓ | ✓ |
| CT | — | head | whole body |
| MRI | — | head | whole body |
| Endoscopy (gastroscopy, colonoscopy, rectoscopy, sigmoidoscopy) | — | — | ✓ |
| Skin allergy tests, dermatoscopy | — | ✓ | ✓ |
| Vaccinations and extras | |||
| Flu (1×/year) | ✓ | ✓ | ✓ |
| Tetanus antitoxin | — | ✓ | ✓ |
| Hepatitis A/B, measles, rubella, tick-borne encephalitis | — | — | ✓ |
| Pregnancy care | — | — | ✓ |
| Doctor home visits | — | — | 4/year |
| Rehabilitation (physio 20 + kinesio 10/year) | — | — | ✓ |
| 70% reimbursement out of network (500 PLN/quarter) | ✓ | ✓ | ✓ |
| Telemedicine (e-consultations) | ✓ | ✓ | ✓ |
Extended healthcare
Full diagnostics, all specialists, 24/7 assistance and telemedicine. GP appointments within 1 business day, specialists within up to 5 business days.
Click the right network list to compare coverage and price.
Network 2 is very similar to Network 1, but also includes Damian and Babka Medica centers in Warsaw and nearby areas. This is usually more convenient for Warsaw-based clients.
Switch the option to see how the monthly premium changes.
- All specialists without referral
- Gynecologist + pregnancy care
- Mammography, cytology
- Pregnancy ultrasound (up to 4/year)
- Full lab diagnostics
- CT, MRI, endoscopy
- Home visits (no limit)
- 24/7 assistance, telemedicine
- All specialists without referral
- Full lab diagnostics
- CT, MRI, endoscopy
- Home visits (no limit)
- 24/7 assistance, telemedicine
| Service | For women | For men |
|---|---|---|
| Specialists (no referral, no limit) | ||
| GP, pediatrician, family doctor | ✓ | ✓ |
| All key specialists including surgeon, ENT, neurologist, ophthalmologist, urologist, cardiologist, orthopedist, oncologist, dermatologist and endocrinologist | ✓ | ✓ |
| Gynecology | ✓ | — |
| Women's health and pregnancy | ||
| Regular pregnancy care | ✓ | — |
| Pregnancy ultrasound (up to 4/year), cytology, mammography | ✓ | — |
| Pregnancy test (beta-HCG), prolactin, folic acid, toxoplasmosis | ✓ | — |
| Diagnostics and service | ||
| Full tests, hormones, tumor markers | ✓ | ✓ |
| CT and MRI of all areas, endoscopy, biopsy | ✓ | ✓ |
| Home visits (no limit) | ✓ | ✓ |
| Vaccinations (flu, tetanus, hepatitis A/B) | ✓ | ✓ |
| Assistance (transport, care, psychologist) | ✓ | ✓ |
| Telemedicine (GP within 2h, specialist within 3 days) | ✓ | ✓ |
| Rehabilitation option from 12 PLN/month | ✓ | ✓ |
Additional options
On request, you can add extra options to the medical packages or consider other more tailored extended programs.
Rehabilitation
20 physiotherapy procedures per year including electrostimulation, ultrasound, laser, magnetotherapy and kinesitherapy.
Hospital allowance
50–200 PLN per day in hospital. Double payment in case of an accident. Up to 90 days per year.
Surgery benefit
Fixed benefit of 2,000–10,000 PLN for surgery. Maximum 20,000 PLN per year.
Second opinion abroad
Consultation with international specialists for serious diagnoses and an independent view on treatment.
Treatment abroad
Organisation and coverage of treatment costs for serious illnesses in clinics abroad.
Healthcare for elderly patients
Special medical programs for older patients, tailored to age-related needs.
For businesses, sole proprietors and corporations
Group medical programs for employees with separate terms and pricing.
Frequently asked questions
Prices shown are indicative and do not constitute a binding offer. The final premium is confirmed by the insurer after completing the application and verifying the data required to issue the policy.
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