Articles and explainers
Inserio blog
Here we explain insurance in Poland in a way that makes it easier to decide, check a current cover or at least understand what questions should be asked next.
What we write about
- how Polish insurance products work for individuals
- what matters when buying a car, renting a home or choosing a private medical package
- how to read insurance requirements inside business contracts
- what to look for in OWU and where exclusions usually hide
- when the cheaper option is perfectly fine and when it may create problems later
Who this blog is for
It is for people living or working in Poland who do not want to understand insurance only through advertising language. We write for readers who want practical logic rather than brochure copy.
Latest articles
30.06.2026
How Much Does Professional Liability Insurance Cost in Poland?
A few hundred zloty a year. That’s what most businesses pay for basic OC zawodowe (professional liability insurance) in Poland. But a cheap policy with a minimum limit isn’t the same as real protection. Here’s what the numbers actually mean. Real OC zawodowe prices: 2025 examples The figures below come from 2025 quotes across three...
29.06.2026
Healthcare Economics 2026: The Real Cost of Private Medicine in Poland — and Why Health Insurance Is Becoming a Necessity
The private healthcare market in Poland is undergoing major changes. The state healthcare system (NFZ) continues to face systemic overload, while the cost of private medical services keeps rising fast. 1. Medical inflation: why paying per visit no longer pays off Private healthcare prices in Poland are rising far faster than general inflation. According to...
22.06.2026
How healthcare works in Poland: NFZ, private packages and insurance
Looking for ready-made medical packages with prices? Go to the health insurance page → For private clients Health and medical in Poland In Poland it is easy to get lost between NFZ, private packages and medical insurance. We explain the difference, relate it to your own case and avoid buying something that sounds useful only...
10.06.2026
Private doctor in Warsaw: dentist, ophthalmologist, cardiologist without the queue
Private doctor in Warsaw: dentist, ophthalmologist and cardiologist costs, waiting times and when a medical package can make access easier.
11.04.2026
Home insurance with a mortgage in Poland: bank requirement vs real protection
A practical guide to the difference between the minimum insurance required by the bank and the protection you actually need as an owner.
11.04.2026
How to understand whether your business needs OC działalności in Poland
A practical guide to business liability insurance in Poland: when it is needed, what it covers and how to read client contract requirements.
11.04.2026
Bought a car in Poland: what to check in the OC policy right away
A practical checklist for new car owners in Poland: what happens to the old OC policy, when to recalculate and what should be verified immediately.
11.04.2026
Insurance for a Residence Permit (Karta Pobytu) in Poland 2026 | Price, Requirements, How to Get It
A practical guide to medical insurance for residence permit cases in Poland: what is usually required and how not to confuse formal compliance with working protection.