Industry solutions
Business risks in short stories from the Polish market
Choose an industry and review common business cases: what happens when a loss occurs and how the outcome changes with cover versus without it.
In this iteration, the comics themselves are published in Russian. We still provide consultation and policy guidance in your language.
Industries
On mobile, frames are shown vertically so the story is easier to scan.
SaaS, agencies, freelance, product teams
IT & technology
Useful for digital teams that face coding errors, data breaches, service downtime, licensing issues and client liability.
Ransomware at a software house
Payment code error at a digital agency
Data breach at a fintech startup
Service outage at a SaaS provider
GPL / IP violation at a freelancer business
Carriers, forwarders, fleet, warehouse
Transport & logistics
Visual scenarios for transport and logistics: cargo, fake carriers, road incidents, fleet and warehouse exposure.
Cargo theft at an international carrier
Incident during pharmaceutical transport
Truck theft at a small carrier
Falling pallets at a transport company
Fraud involving a fake carrier
Restaurants, cafés, bars, hotels
HoReCa
Built for venues where kitchens, guests, leased premises, equipment and sanitary risks all matter at once.
Fryer fire in a restaurant
Food poisoning and a Sanepid inspection
Water damage in a cafe
Storm damage to a hotel roof
Alcohol theft from a bar
Hair, nail, cosmetology, spa
Beauty & salons
For studios and salons where client claims, procedures, property, reputation and operational mistakes matter.
Dye allergy at a salon
Burn after an IPL treatment
Slip-and-fall and mold at a spa
Damaged coat and infection at a nail studio
Contractors, renovation works, projects, guarantees
Construction & renovations
Construction cases around contractor liability, property damage, staff exposure and performance guarantees.
Flooding in three apartments
Crane collapse
Error in a design project
Accident on scaffolding
Performance bond for contracted works
Stores, e-commerce, warehouse, physical retail
Retail & commerce
For retail and e-commerce where goods, power outages, theft, customer traffic and operational continuity are key.
Clothing theft in a shopping centre
Power surge and spoiled stock
Customer slip in an electronics store
Robbery at a jewellery store
Ransomware at an online store
Accountants, lawyers, architects, medical offices
Professional services
A good fit for services where a mistake can cost the client money, time, a project or health.
VAT error at an accounting office
Missed deadline at a law firm
Fire-compliance error at an architecture studio
Uncertified materials at a design studio
Nerve damage at a dental practice
Apartments, offices, common areas, contracts
Cleaning
For cleaning companies where on-site mistakes, client property damage and access-related claims need clear operational cover.
Client's apartment flooded during cleaning
Valuables stolen from client's home
Cleaner injured on site
Parquet damaged by cleaning chemicals
Temp work, outsourcing, placements, paperwork
Staffing agencies
For agencies placing workers into warehouses, factories and job sites where worker injuries, paperwork errors and client-side losses can all matter.
Temp worker injured at factory
PIP fine for paperwork error
Warehouse theft by agency worker
Workshops, lines, machinery, raw materials
Manufacturing
For manufacturers where fires, equipment failure, operator injuries and production downtime create the biggest operational exposure.
Workshop fire from machine overheat
Operator injured on conveyor line
Defective batch and client claim
Chemical spill on factory grounds
Equipment failure and production downtime
Industry areas
IT and services
Liability for mistakes, data, contracts and cyber.
HoReCa
Premises, guests, employees, equipment and liability.
Trade
Stock, premises, clients, deliveries and business interruption.
Construction
Works, equipment, contractor liability and contract requirements.
Logistics
Cargo, transport, fleet and process liability.
Why the industry approach helps
The same insurance product works differently for a restaurant, IT company, shop or construction firm. We look at the sector, work model and typical claims.
Get in touch
Write to us directly
Al. Jerozolimskie 109/70, 02-011 Warszawa
Discuss the business case
Briefly describe the company, industry, contract requirement or timeline and we will suggest the next step.
What else may be useful
Related pages
Industry solutions
Interested in insuring your business?
Describe your business sector, processes, counterparty requirements and/or key risks, and we will find suitable solutions on the insurance market.
Get in touch
Write to us directly
Al. Jerozolimskie 109/70, 02-011 Warszawa
Discuss the business case
Briefly describe the company, industry, contract requirement or timeline and we will suggest the next step.