Business property and liability in Poland

Office, premises, warehouse, equipment, stock and liability towards third parties. We check what should actually be protected in your company.

Business property and liability insurance — Page context
Business property and liability insurance — Supporting visual
Multilingual communicationConvenient for owners, management and teams from different countries.
Polish market contextWe compare options with local practice, constraints and real insurer logic in mind.
Documents and claimsWe help prepare claim forms, explain the next steps and clarify the OWU.

What can be insured

Premises, office and warehouse

Walls, fixed elements, adaptations and places where the company operates.

Equipment and stock

Machines, electronics, furnishing, inventory and things needed for work.

Business liability

Damage caused to clients, contractors or third parties.

Business interruption

Loss of income after a claim when the company cannot operate normally.

What usually goes into the solution

Property against fire and events

The base for premises, warehouse and equipment.

Theft and vandalism

Important for stock, equipment and service locations.

Liability towards clients

Not only damage in the premises, but also consequences of business activity.

Claim support

Documents, claim report and communication with the insurer.

Why one standard policy is rarely enough

Different business, different risk

A restaurant, shop and office have very different weak points.

Limits matter more than the name

The same policy name may work well or badly depending on limits.

Contract requirements

A landlord, bank or client often requires specific wording.

Frequently asked questions

Does a small company need business liability?

Often yes, especially if you work with clients, premises, equipment or someone else’s property.

Does the landlord’s policy protect my business?

Usually not fully. The landlord protects their interest, while the company should check its own property and liability.

Can business interruption be insured?

Yes, but the scope must be set carefully and the triggers checked.

Write to us directly

Address

Al. Jerozolimskie 109/70, 02-011 Warszawa

Discuss the business case

Briefly describe the company, industry, contract requirement or timeline and we will suggest the next step.

You can immediately mention the industry, company size and urgency.

By submitting the form, please review our privacy policy. We process your data to respond to your inquiry and prepare a possible insurance offer (legal basis: art. 6(1)(b) GDPR).

What else may be useful

Small and medium business

Starting point for JDG and sp. z o.o.

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Employees

Medical packages, NNW and life for the team.

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Corporate risks

D&O, guarantees and more complex risks.

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