For private clients

Car insurance in Poland

Buying a car, renewing OC or travelling abroad? We check what you actually need: OC, AC, assistance, Green Card and support after a claim.

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Car insurance in Poland — Page context
Car insurance in Poland — Supporting visual
Clear termsWe explain policy wording in plain language so you can feel confident about your insurance protection.
Clear comparisonWe help you choose the right option instead of dumping random tariffs.
Support after purchaseWe stay available if you need help with coverage or claims.

What brought you here?

Common cases

Car on Polish plates

We check OC, AC, assistance and whether extra options make sense.

Car on foreign plates

We explain when border OC is needed and what to do next with registration.

You have just bought a car

We help set the order: contract, OC, registration and additional cover.

You need a Green Card

We check whether it is actually required for your route.

There was a claim or accident

We explain what to report, which documents to collect and how to speak with the insurer.

What is usually needed

Main cover

OC: the starting point

Mandatory third-party liability insurance for the vehicle owner.

AC and assistance

Useful when the car has value, you drive a lot or want to reduce the risk of larger costs.

Green Card

Not always needed, but for some destinations it is worth checking before departure.

After an accident

The order of actions, documents and claim report matter.

Bicycle / scooter

Insurance for bicycles and e-scooters against theft and damage.

Learn more

What people often miss

Choosing in practice

Price is not everything

Cheap OC may be enough, but for AC and assistance the limits, repair option and exclusions matter.

Car after purchase

First check OC continuity. A gap in cover can cost more than the premium.

Driving abroad

Assistance and Green Card depend on the route, not just on having a policy.

Frequently asked questions

Is OC mandatory in Poland?

Yes. OC must be active for a registered vehicle, and a gap in cover may lead to a penalty.

Is AC always worth buying?

Not always. It depends on the car value, use, deductible and repair terms.

When do I need a Green Card?

It depends on the country you are travelling to. We check the route and requirements before departure.

Can you help after an accident?

Yes. We explain how to report a claim and which documents to prepare.

Get in touch

Write to us directly

Telegram +48 664 298 945

Address

Al. Jerozolimskie 109/70, 02-011 Warszawa

Tell us about your situation

Briefly describe your situation and attach any relevant documents. We'll tell you what to do next.

If easier, leave your Telegram handle instead of a phone number.

By submitting the form, please review our privacy policy. We process your data to respond to your inquiry and prepare a possible insurance offer (legal basis: art. 6(1)(b) GDPR).

What else may be useful

Related pages

Home and liability

If you also want to organise personal liability in everyday life.

Open page

Travel

When you travel abroad by car and want to check travel cover.

Open page

Moving and settling in

If the car is part of a broader move to Poland.

Open page