For individuals
Medical packages
We have organised private packages in a way that makes them easier to compare by coverage logic, convenience and age related case, not only by price and attractive naming.
Medical packages
Compare private medical packages without a medical questionnaire
We grouped ready-made no-questionnaire packages by price and practical scope, including questions around networks like Medicover Hospital Warsaw and LuxMed, so the starting choice is clear from the first screen.
The questionnaire-based route is prepared and will be added in the next step.
How Medicover and LuxMed fit into your insurance plan
Many people start with clinic names they already know, such as Medicover Hospital Warsaw and LuxMed. That is useful, but a good comparison also looks at specialist access, referrals, waiting time, out-of-network reimbursement and family pricing.
- All current options are available without a questionnaire
- Prices are monthly and based on your materials
- A deeper comparison is available below if needed
Only the price changes for one person, a couple or a family.
Start
A clean entry point into private care without stretching the budget.
A practical base with internist, paediatrician, gynaecologist, neurologist, ophthalmologist and baseline diagnostics.
Balance
The next step when the entry package is too narrow.
Useful when allergist, diabetologist, nephrologist and a broader lab layer matter.
Optima
A stronger basic package with a more convenient everyday service layer.
Useful when convenience, 24/7 support and family logic matter.
Comfort
A fuller family package for regular check-ups and more demanding day-to-day needs.
Suitable when pregnancy support, home visits and rehabilitation matter.
Extended
Built around specialist care and diagnostics without jumping into the most expensive tier.
Suitable if you expect frequent specialist use and want home visits included.
Maximum
The deepest package in the selection: broad specialists, diagnostics and meaningful extras.
Best if you want an almost all-in-one route with complex diagnostics, rehab and mental-health support.
Expanded comparison
More parameters for each package
Open the detailed grid if you want to compare not only the tariff, but also diagnostics depth, home visits, rehabilitation, age range and extra extensions.
| Start | Balance | Optima | Comfort | Extended | Maximum | |
|---|---|---|---|---|---|---|
| Price | 114 zł / month | 170 zł / month | 195 zł / month | 251 zł / month | 270 zł / month | 395 zł / month |
| Specialists | 14 | 20 | 14 + stronger service layer | 37 | 36 | 53 |
| Diagnostics | Basic | Basic+ | Basic + digital | Wide | Wide+ | Maximum |
| Home visits | No | No | No | Up to 4/year | Up to 4/year | No |
| Rehabilitation | No | No | No | Yes | No | Yes |
| Pregnancy / family route | Basic | Basic | Basic | Yes | Yes | Yes |
| Entry age | 18–69 | 18–69 | 0–69 | 18–69 | 0–69 | 0–69 |
| Questionnaire | No | No | No | No | No | No |
| Out-of-network reimbursement | 70% / up to 500 zł per quarter | 70% / up to 500 zł per quarter | 70% / up to 500 zł per quarter | 70% / up to 500 zł per quarter | 70% / up to 500 zł per quarter | 70% / up to 500 zł per quarter |
| Extra extensions | Not confirmed | Not confirmed | Dental, hospital | Not confirmed | Dental, hospital | Dental, hospital |
Add-on
Przychodnia Online as a separate online-care module
We added a dedicated telemedicine product with e-consultations, lab access and basic remote diagnostics. It can work as a standalone digital layer or as an add-on to the main packages.
Online Start
100 zł / year5 e-consultations without queues.
Online Plus
180 zł / yearE-consultations + lab diagnostics.
Online Complex
230 zł / yearE-consultations + lab diagnostics + USG and EKG.
Full Przychodnia Online comparison
What is included in each online option
Below is the expanded comparison in the same logic as the brochure: what is available in every option, where lab diagnostics start and what makes Complex wider.
Internist, family doctor, paediatrician, dermatologist, cardiologist, gynaecologist, midwife, urologist, ENT, orthopaedist, endocrinologist, allergist, neurologist, pulmonologist, diabetologist, oncologist, gastrologist, venereologist and neurosurgeon.
| Online Start | Online Plus | Online Complex | |
|---|---|---|---|
| Price | 100 zł / year | 180 zł / year | 230 zł / year |
| 24/7 helpline | Yes | Yes | Yes |
| E-consultations without referral | 5 | 5 | 5 |
| Core doctors and specialists | Yes | Yes | Yes |
| Consultation format | Chat / phone / video | Chat / phone / video | Chat / phone / video |
| Lab diagnostics | No | Yes | Yes |
| Urine tests | No | Yes | Yes |
| USG on referral | No | No | Yes |
| Resting EKG | No | No | Yes |
| Insurance term | 1 year | 1 year | 1 year |
Prices are indicative and were assembled from your attached materials. Before enrolment we confirm the current clinic network, effective date rules and the family format.
Questionnaire-based options will be added next
The switch is already in place. Once you share the next list of packages, we can publish them here without redesigning the page.
Frequently asked questions
How is a private package different from NFZ?
Are all packages shown here issued without a medical questionnaire?
Can you help with couple or family setups?
Is there a separate route for ages 70+?
Prices shown are indicative and do not constitute a binding offer. The final premium is confirmed by the insurer after completing the application and verifying the data required to issue the policy.
Get in touch
Write to us directly
Al. Jerozolimskie 109/70, 02-011 Warszawa
Tell us about your situation
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