For private clients

Trip cancellation and prepaid cost protection

If a trip may fall through before departure, or the prepaid amounts are already high enough to matter, we explain when this protection is worth considering and how to read the terms without false expectations.

When it is worth looking at this

  • when the trip is expensive
  • when there are non-refundable prepaid costs
  • when several people or children are travelling
  • when plans depend on health, visas or other outside factors

What to check before you buy

Not every change of plans becomes an insured reason to cancel. Check which grounds are accepted, how they must be documented and where the exclusions start for timing, health issues and already known circumstances.

Frequently asked questions

Is this needed for every trip

No. It depends on the amount at risk and how comfortable you are carrying that risk yourself.

Does any cancellation reason count

No. The accepted reasons and the way they are evidenced matter a lot here.

Can this be judged against my actual trip

Yes. This kind of protection is best discussed around a real trip rather than in abstract terms.

If the trip is already planned

Send the destination, dates and what exactly you want to protect: flights, accommodation, a tour or the whole prepaid budget.